Loans, Personal Lines Of Credit and Bank Cards

Loans, Personal Lines Of Credit and Bank Cards

From buying very first house to refinancing a current mortgage; or benefiting from our Car Buying solution for you to get a charge card with competitive prices and zero charges, we’ve got the loans and credit lines you will need.

Lending

Home Loans

Go with a loan provider you can rely on. At DOCFCU, our experienced mortgage brokers is supposed to be with you each step for the means, assisting you to select mortgage choice that fits your preferences and spending plan.

  • Fixed and rate that is adjustable available
  • Loan amounts from $75,000 – to $1,500,000
  • Readily available for main residences or homes that are secondno investment properties)
  • Loans as much as 97% loan-to-value*
  • First and 2nd mortgage combination loans as much as 90per cent loan-to-value
  • Handle your loan on line, including making payments
  • Readily available for houses in every 50 states
  • Obtain a personalized, no responsibility price estimate
  • Get pre-qualified for the next home loan
  • Explore the resource accessible to help you produce choices that are smart

Convenient On The Web Mortgage Access

You will see your home loan declaration, review your re payment history, always check your escrow balances, and even make an immediate payment that is online your account.

Have Mortgage Concerns?

For concerns regarding our application process, to obtain pre-approved or even ask basic questions regarding obtaining a DOCFCU mortgage, please contact our professionals straight:

  • Mike B. (202) 808-3628
  • Celia M. (804) 368-6036
  • Ron V. (804) 588-4787
  • or e-mail us at info@docfcu

For concerns with regards to your DOCFCU home loan application, please contact us at (804) 588-4788 or e-mail us at info@docfcu

For concerns about your DOCFCU mortgage, please contact our home loan servicer at (877) 636-9790

Lending

Home Equity Loan and Type Of Credit​

A property equity credit line from DOCFCU may be a smart solution to fund a number of requirements, including a house renovation or repairs, training costs, the journey of a very long time, and on occasion even in order to combine financial obligation. Our lenders that are experienced prepared to assistance with tailored credit line only for you.

A house equity loan, or trust that is“second, is yet another choice that substitutes a set price when it comes to variable price of a house equity personal credit line.

Residence Equity Personal Credit Line

  • A decreased interest that is variable of Prime+0*
  • No closing expenses on an initial advance of $10,000 or maybe more
  • Tax-deductible interest re payments (check with your taxation consultant for details)
  • The capability to borrow as much as 90per cent of the home’s value (minus your very first home loan stability) as much as $250,000

Residence Equity Loan (2nd Trust)

  • The lowest fixed price
  • Tax-deductible interest re re payments (consult with your income tax consultant for details)
  • The capacity to borrow as much as 90per cent of one’s home’s value (minus your mortgage that is first balance as much as $100,000

Rates

Have actually questions? We’re right here to simply help https://badcreditloansadvisor.com/payday-loans-ms/. Please call 202.808.3600 to consult with certainly one of our loan specialists today.

Lending

Automotive Loans

A car loan from DOCFCU makes it possible to drive a bargain that is hard. Whether you might be thinking about purchasing an innovative new or used vehicle, or refinance your existing auto loan to save cash, our low prices and value-added services could make a difference that is big.

  • As much as 105per cent on used and new financing
  • Fast approvals ( Within twenty four hours or less)
  • Rate matching open to members that are qualified
  • Union rewards discounts (may not be along with match price)
  • Free Autocheck for utilized cars with application for the loan

DOCFCU Automobile Buying Service, Run On TrueCar в„ў

We are going to additionally provide provide a member .25% from the price with the certificate of purchase if they use True Car and provide us.

Prices

Automobile Loan Calculators

Make use of our calculators that will help you calculate your monthly obligations.

Extra Solutions

There’s more to an intelligent deal when compared to a price that is good. That’s why you can expect an assortment of extra programs and tools to assist you both purchase sensibly and protect your investment.

Additional Solutions

GAP Insurance to safeguard Your Loan

Guaranteed in full Asset Protection (GAP) insurance coverage assists relieve your economic burden by having to pay the difference that is potentially high-cost your insurance coverage settlement as well as your loan stability on products straight linked to the purchase of the car.

For more information, please contact that loan officer at 202.808.3600 .

Features

  • 90-day look that is free you may possibly cancel your security within 3 months of one’s enrollment date and get a complete reimbursement with no termination cost.
  • Skipped payments – security includes skip-a-payment or delinquent-payment features for the life of this agreement that is financial.
  • Available on loans – safeguards brand new and utilized vehicles.
  • Main car insurance deductible – pays as much as $1,000 of the car tax deductible.*

Extended Car Provider

Safeguard your self from unforeseen, high-cost repairs, and undoubtedly, boost the resale value, if you decide to offer your automobile.

Many car that is major happen following the factory guarantee period concludes. Without an automobile Service Agreement (VSA) — you may possibly crank up investing in unforeseen and high priced repairs. As being outcome, extended protection for automobile repairs has grown to become a requisite. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer you an even more affordable way of protection for the brand new or qualified pre-owned automobile.

Consult your loan officer regarding the choices and find out how you might cut back to 50per cent off dealer rates. You may be eligible for protection even though you don’t actually have a car loan with Department of Commerce Federal Credit Union.

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